Privacy Policy

Effective Date: January 1, 2020

Marsh Teknica and its subsidiaries and affiliates (collectively, “Marsh”, “us” or “we”) understand that your privacy is important to you. We are firmly committed to respecting your privacy and safeguarding your personal data, which includes any information that is capable of identifying you as an individual. This Privacy Policy explains how we collect, process, use, store, disclose, and protect your personal data in connection with Marsh’s business activities, including but not limited to conferences, events, client services, and through websites, applications, and communications that link to this Privacy Policy (collectively, the “Sites”), where we act as data controllers.

For additional information regarding the use of our Sites, please also review our Terms of Use.

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Information We Collect

Marsh collects personal data in the course of its business activities, including in connection with client services and user interactions with the Sites. We may collect personal data in various contexts, including when you:

• Register for or apply for jobs through the Marsh Recruitment Portal
• Create a user profile
• Subscribe to newsletters or alerts
• Participate in alumni activities via our Alumni Center
• Register for conferences, webinars, or events
• Participate in public forums such as discussion boards, surveys, or feedback forms

The personal data collected may include, but is not limited to, your name, mailing address, email address, telephone number, fax number, and professional or background information relevant to employment or engagement opportunities.

In addition, we may automatically collect certain technical and usage information about the devices you use to access our Sites. This may include IP address, device identifiers, browser type, operating system, and browsing behavior through cookies, web beacons, pixels, and similar tracking technologies (“Cookies and Other Tracking Technologies”). This information helps us understand how users interact with our Sites and improve user experience.

Marsh may also obtain personal data from third-party sources such as data aggregators, publicly available databases, and social media platforms where such information is made publicly accessible. This may include demographic, professional, or other relevant data used for analytics, benchmarking, fraud detection, and business insights. We take reasonable steps to ensure that such third parties have complied with applicable data protection laws.

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Use of Information

Marsh uses personal data for a variety of legitimate business purposes, including:

• Responding to inquiries and fulfilling user requests
• Managing event registrations and participation
• Personalizing user experience and content delivery
• Improving our services, websites, and communications
• Sending newsletters, updates, and alerts
• Recruitment and evaluation of job applicants
• Conducting analytics, benchmarking, and research activities
• Preventing fraud and ensuring security
• Enforcing our Terms of Use and other agreements
• Complying with legal and regulatory obligations

We may combine personal data from different sources to provide more relevant services and insights. Additionally, we may retain personal data for ongoing communication purposes, where permitted by law.

Marsh and its service providers may use Cookies and Other Tracking Technologies to analyze usage patterns, manage the Sites, and improve functionality. This may include tracking whether users open emails or click on links within communications.

Our Sites do not respond to “Do Not Track” signals from browsers.

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Use of Information Collected via Mobile Devices

In connection with our mobile applications, Marsh may use third-party service providers to analyze user activity, diagnose issues, monitor performance, and enhance application functionality.

For example, Marsh may receive aggregated reports on usage patterns, including device types, features accessed, and application behavior. In certain applications, such as Marsh Insights, personalized recommendations may be generated based on user activity within the application. These recommendations are based solely on user interactions within the app and are not shared externally.

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Legal Basis for Processing Personal Data

• Legitimate business interests, including improving services and maintaining client relationships
• User consent, where explicitly provided (e.g., newsletter subscriptions)
• Compliance with legal or regulatory obligations

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Disclosure of Personal Data

Personal data may be shared within Marsh and its global affiliates, as well as with authorized third-party service providers who assist in delivering services, subject to appropriate confidentiality and data protection safeguards.

Such transfers may occur across international jurisdictions, including countries where data protection laws may differ. Where required, we implement appropriate legal safeguards such as contractual clauses to ensure adequate protection.

We may disclose personal data:

• As required by law or legal process
• To law enforcement or regulatory authorities
• To prevent fraud or illegal activities
• To protect rights, safety, or property
• In connection with audits, compliance, or governance
• During business transfers such as mergers or acquisitions

We do not sell personal data to third parties.

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User Forums

Any information disclosed by users in public forums may be collected and used by others. Marsh is not responsible for how third parties use such publicly shared information.

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Links to Third-Party Sites

The Sites may contain links to external websites. Marsh is not responsible for the privacy practices or content of such third-party sites. Users are encouraged to review their respective policies.

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Social Networking

The Sites may allow integration with social media platforms such as Twitter, LinkedIn, Facebook, and YouTube. By linking your social media account, you grant Marsh permission to access publicly available profile information.

The data accessed depends on your privacy settings on those platforms and may include your name, email, profile picture, and other details. Such information is used in accordance with this Privacy Policy and the respective platform’s terms.

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Security

Marsh implements reasonable technical and organizational measures to protect personal data against unauthorized access, loss, misuse, or alteration. Access to personal data is restricted to authorized personnel and service providers who are bound by confidentiality obligations.

However, no system can be completely secure, and Marsh cannot guarantee absolute security.

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Data Retention

Marsh retains personal data for as long as necessary to fulfill the purposes for which it was collected, including legal, regulatory, and operational requirements.

Where applicable, users may request deletion of their personal data, and Marsh will make reasonable efforts to comply, subject to legal obligations.

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Children

The Sites are not intended for individuals under the age of 16, and Marsh does not knowingly collect personal data from children.

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Recruitment and Alumni Programs

Through the Marsh Recruitment Portal and related programs, users may apply for positions or receive notifications about opportunities. Personal data collected for recruitment purposes will be used solely for evaluating candidates and related processes.

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Your Rights

• Access your personal data
• Correct inaccuracies
• Request deletion
• Restrict or object to processing
• Request data portability

We may take reasonable steps to verify your identity before processing such requests. Certain requests may be subject to legal limitations or fees as permitted by law.

You may also lodge complaints with relevant data protection authorities.

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Unsubscribe

If you no longer wish to receive communications from Marsh, you may unsubscribe via links provided in emails or update your preferences in your account settings.

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Consent and Changes

By using the Sites, you consent to the collection, use, and processing of your personal data as described in this Privacy Policy.

Marsh reserves the right to update this Privacy Policy at any time. Any changes will be communicated by updating this page or through appropriate notifications. Where required, we will obtain your consent for material changes.